Cash flow, forward.
See tomorrow's
balance, today.
Your balance doesn't show what's already committed. Nevo lines up every bill and paycheck on a real timeline, so you can see tomorrow's balance, today. Available in English, Spanish, Chinese, and Hebrew.
Cash Flow Forecast
A year of balance, projected forward.
Nevo shows the road ahead: daily precision for the next 14 weeks, weekly for 52, monthly for 12. Every bill, paycheck, and transfer plotted on a real timeline, with a "Safe to spend today" amount that respects your tightest cash day.
- Daily precision for 14 weeks. Weekly for 52. Monthly for 12.
- A floor-based "Safe to spend today" amount, anchored to your tightest day.
- Spot low-balance days before they arrive.
Take Control
Your projection. Your call.
Mute an account from the forecast, mark a one-off charge so it stops shaping break-even math, or restore an exclusion from one place. The chart updates instantly so the projection always reflects what you actually expect to happen.
- Mute any account from the dashboard projection in one tap.
- "Mark as one-off" on any transaction to keep it out of break-even.
- Items Kept Out of Break-Even gives every exclusion a way back.
Upcoming Flow
Every bill on one timeline.
Bills, income, transfers, and debt payments all land on a single near-term timeline. See what is coming in, what is going out, and which days actually need attention.
- Inflows and outflows side by side for the next 28 days.
- Real merchant logos make every line item recognizable.
- Schedules drive the forecast - move a payment and the timeline updates.
Debt Management
A live debt plan, not a pep talk.
Core includes Debt Management for one debt account. Premium expands to portfolio debt workflows.
- Core unlocks Debt Management for one debt account. Premium expands to portfolio debt workflows.
- Active plan stays explicit about payment, schedule, and what counts as on-track.
- Plan adapts to account type, payment readiness, and monthly capacity instead of faking one generic answer.
Merchant Intelligence
Remember the meal, not the memo line.
Open any transaction and you see recognizable merchant context: brand imagery, category, budget, posted date, balance, description, and location. No more decoding cryptic bank descriptors.
- Branded transaction details with category and budget context.
- Posted date, balance, and location in one clear view.
- Branding sourced from Brandfetch and a growing brand library.
Credit Control
Know what your card really owes.
The credit card account detail shows credit usage, projected balance versus the bank's reported balance, pending charges as they raise your debt, and scheduled payments lined up below. You see what the card actually owes before charges clear.
- Projected balance versus bank-reported balance, side by side.
- Pending charges raise your debt the moment Plaid exposes them.
- Scheduled payments hang directly below the live account hero.
What it feels like in practice
Three moments you'll recognize.
Small examples from the real product experience.
Open a credit card account. The live balance, credit utilization, and active payment plan are all there - amount, plan type, due date, fixed-payment status. The plan sits on the same screen as the debt it belongs to, so you always know where you stand.
Bills, income, transfers, and debt payments all show up on a single near-term timeline. Move an insurance payment by two days and watch the low-balance warning disappear. Every day for the next 28 is legible at a glance.
Open a dinner charge and you see the meal, not the memo line. Brand imagery up top, then category, budget, posted date, balance, description, and location all in one detail. Every purchase finally has context.
A quick tour
Beautiful by default.
Designed to feel premium on both iOS and Android. Every screen, every interaction, every detail.
More features
More power. Still simple.
Everything you need to stay ahead without turning money into a second job.
Future Balance
Daily view for 14 weeks. Weekly for 52 weeks. Monthly for 12 months. See up to a full year ahead with pattern overlays.
Calendar-True
Every bill and paycheck lands on the right date with an upcoming calendar that shows the next 3 days at a glance.
Statement Summaries
Statement summaries put totals, categories, and transaction details in one clear view. Export the summary when you need to share it.
Merchant Branding
Brand imagery and merchant context throughout transaction details. Know where your money went at a glance.
Break-Even Math
Estimates variable spending by category, factors in interest from your APR, and computes a payment that keeps the balance from growing. Mark a charge as one-off and the math updates instantly; every exclusion is restorable from one place.
Debt Management
Core includes Debt Management for one debt account.
Budgets
A monthly budget overview with forecast context and category-by-category progress so you know where the month is going.
Clarity by Design
Premium UI with spring physics animations, platform-native controls, and branded account hero cards. Built to feel like a top-tier app.
Privacy-First Security
Encrypted sync, biometric app lock, and secure Plaid integration. Your data stays yours.
How it works
Set it up. See the horizon.
A fast start, then clarity that keeps up with your life.
Connect in minutes
Link with Plaid, add manually, or import from a statement. Three paths, one unified dashboard.
Add what's scheduled
Create bills, income, and transfers. Nevo auto-detects recurring patterns and suggests matches.
See the future
Watch your balance projection update in real time. Plan big purchases with confidence.
Confidence
Spend with confidence, not hope.
When you can see the month ahead, every decision feels easier. Available on iOS and Android.